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PAN Foundation: Health Insurance Premium Grants

PAN’s health insurance premium grants help commercially insured patients with specific chronic illnesses pay premiums, copays, and transportation for up to 12 months.

Cost Plus Drugs: Low Cost Pharmacy

Save on prescriptions with Cost Plus Drugs’ transparent, low-cost pricing model.

Trans Lifeline: LGBTQ Resources

Discover grants, funding, and financial aid options specifically for transgender and LGBTQ communities.

PFLAG: LGBTQ Resources

Find local chapters, guides, and support programs through PFLAG’s national network.

GLMA: LGBTQ provider finder

Search for LGBTQ-affirming healthcare providers through GLMA’s national directory.

IDOA: Senior Services Chicago

Illinois government program providing senior citizens in-home and community services to support independent living, including care coordination, adult day programs, emergency response, and medication support.

CMS: Patient Rights

Provides details on how to access hospital price information, including standard charges, insurance-negotiated rates, and cash payment discounts, in a clear and easy-to-understand format.

IRS: Taxpayer Advocate

Taxpayer Advocate Service (TAS) – An independent office within the IRS that offers free, confidential help to resolve tax problems causing financial hardship, delays, or IRS errors. TAS protects taxpayer rights and recommends improvements to IRS operations.

Consumer Finance: Sample Letters for communicating with debt collectors

Templates for various common forms of communication inquiries to/from debt collectors

Consumer Finance: How do I negotiate a settlement with a debt collector?

When negotiating with a debt collector, you should confirm whether you owe the debt, calculate a realistic payment plan, and make a repayment proposal to the debt collector.

Consumer Finance: Debt collection key terms

Basic Glossary of essential Debt Collections related vocabulary

National Immigrant Justice Center

Find legal representation, guidance, and advocacy for immigrants, including assistance with visas, asylum applications, deportation defense, and other immigration-related legal matters.

NAFCC: Free & Charitable Clinics and Pharmacies

Database of clinics offering free or low-cost care to uninsured and underinsured patients, operating without commercial insurance billing or federal funding.

ChiroHealth: Discounted Chiropractic Care

ChiroHealthUSA is a membership-based discount program providing reduced fees for chiropractic care.

Dental Grants

The Dental Grants Program offers 25–30% off implants, basic, and cosmetic dental services upfront through participating dentists.

How HMOs Work: Benefits and Disadvantages

This article provides a basic explanation of HMO-based insurance policies.

Glossary of Health Insurance Terms

A list of common health insurance terms and their definitions to help you understand coverage.

Health Insurance Explained (Video)

Brief video explaining health insurance, including premiums, deductibles, provider networks, and how HMOs and PPOs cover care and prescriptions.

Legal Council For Health Justice

Pro bono legal representation in Illinois for children, people with HIV/AIDS, and those experiencing homelessness, covering public benefits, health insurance, Early Intervention, special education, and Social Security disability advocacy.

Accessia Health: Disease-specific patient programs

Accessia Health provides financial assistance for health insurance premiums, medication copays, travel, and other medical expenses for individuals with chronic conditions and qualifying income.

The Center for Chronic Illness: Support Groups

Connect with peers through virtual and in-person support groups hosted by The Center for Chronic Illness.

Dollar For: Hospital Negotiations

Learn how Dollar For can help eliminate or reduce medical debt through nonprofit advocacy.

LGBT Housing Initiative

Explore safe and inclusive housing opportunities via the LGBT Housing Initiative.

NCFR: LGBTQ Support Services

Access curated resources for LGBTQ individuals and families from the National Council on Family Relations.

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World Relief: Immigration Support Chicago

Chicago-based case management support for refugees and other immigrants, helping individuals and families meet basic needs such as housing, food, and health care.

Nourishing Hope: Food Assistance Chicago

Nourishing Hope addresses hunger and poverty by providing food assistance through choice-based markets, online ordering, and home delivery, as well as social services including housing and job support, public benefits guidance, domestic violence intervention, and free trauma-informed mental health counseling in English and Spanish.

Resolve: Fertility Insurance Coverage Explained

Resolve: The National Infertility Association provides support, education, and advocacy for individuals and couples experiencing infertility.

Consumer Finance: What can I do if a debt collector contacts me about a debt I already paid or don't think I owe?

If you believe you already paid the debt, do not owe the debt, the amount is incorrect, or that it's not even your debt, you may send a written request to the debt collector to dispute the debt or receive more information.

FTC: Banned Debt Collectors

The companies and people listed below are banned, by federal court orders, from participating in the business of debt collection.

Consumer Finance: What is an unfair, deceptive or abusive practice by a debt collector?

This resource explains actions by debt collectors that are unfair, deceptive, or abusive, including harassment, misrepresentation, or illegal collection tactics.

Immigration Advocates: National Immigration Legal Services Directory

The National Immigration Legal Services Directory helps users find nonprofit providers of free or low-cost immigration legal services by state, county, or detention facility.

Healthwell Foundation: Disease-Specific Grants

The HealthWell Foundation helps insured Americans cover copays, premiums, deductibles, and other out-of-pocket medical costs through disease-specific funds.

USA.GOV: Find government benefits and financial help

Use the benefit finder tool or search by category to learn which benefits you and your family may be eligible for and how to apply.

National Network of Abortion Funds: Grants

Grants supporting people seeking abortions with financial, travel, childcare, and basic needs, plus connections to reproductive health resources.

Understanding Your Health Insurance Costs (Video)

Here is an overview of health insurance premiums, deductibles and out-of-pocket maximums.

Understanding your Explanation of Benefits (Video)

Find out what an Explanation of Benefits (EOB) is, why it matters and how it can help you keep track of your health care costs.

Ability Links: Jobs & Disability Services

AbilityLinks is a U.S. nonprofit providing a job board and resources to connect people with disabilities and Veterans to inclusive employers.

CVLS: Chicago Legal Services

Free civil legal aid in Chicago for low-income individuals in family law, housing, probate, consumer, and immigration.

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